Well, I took a deep breath cut into the panel. Little did I realize that I was cutting it wrong! After looking at the photo of the quilt and the measurements of the quilt (41 1/2 x 32) and the first cut of the quilt (24 1/2 x 22 1/2) I had assumed that the panel was to be cut with 24 1/2 as the width and 22 1/2 as the length.
So when I was at the stage above I realized when I added the top and bottom frame to the five sections on the right, it would be too long and not match up with the framed panel on the left.
So, I sent an email to the magazine editor. What did we do before email? They quickly explained that there is a note that the quilt uses directional fabric and the first cut was parallel to the selvage edge. I had assumed...that only applied to the frame and border fabrics. Oh rats...I had cut it wrong!
So with a little creative trimming of approximately 1/2 inch from four of the side pictures, I was able to stitch it all back together and the left section is now the same length as the panel!